Are you concerned about Identity Theft after the recent breach at Equifax?  What about your business?  Are your clients information secure?  Here are a few recources to help you:

 

PROTECTING YOUR BUSINESS FROM IDENTITY THEFT

FEDERAL TRADE COMMISSION

Fighting Identity Theft with the Red Flags Rule: A How-To Guide for Business

An estimated nine million Americans have their identities stolen each year. Identity thieves may drain accounts, damage credit, and even put medical treatment at risk. The cost to business — left with unpaid bills racked up by scam artists — can be staggering, too.

The Red Flags Rule1 requires many businesses and organizations to implement a written identity theft prevention program designed to detect the “red flags” of identity theft in their day-to-day operations, take steps to prevent the crime, and mitigate its damage. The bottom line is that a program can help businesses spot suspicious patterns and prevent the costly consequences of identity theft.

The Federal Trade Commission (FTC) enforces the Red Flags Rule with several other agencies. This article has tips for organizations under FTC jurisdiction to determine whether they need to design an identity theft prevention program.

 

PROTECTING YOURSELF AND YOUR EMPLOYEES FROM IDENTITY THEFT

Equifax had half the populations social security numbers stolen along with other information.  Breaches will happen so we need to be pro-active and protect our information as much as possible.   Here are some resources to help you protect your identity:

 

IDSHIELD INVESTIGATOR INSIGHTS, SEP 2017

What you can do to protect your personal Information (Click on the headline to view the newsletter)

When you hear of a major breach, your first thoughts are about how you might be affected. This is only natural and there is no way to predict when a breach may happen. However, there are ongoing, proactive steps you can take to protect your information, and help you quickly recognize when you may be at risk.

  • Limit your information sharing
  • When in doubt, don’t click
  • Check online banking and credit accounts regularly
  • Don’t ignore snail mail
  • Check your credit reports
  • Review your Social Security Earnings and Benefits Statement

Think Twice about Freezing Your Credit

Credit freezes become a popular recommendation after a major breach, but Kroll Investigators advise placing a fraud alert with the credit reporting agencies instead. If you are considering a credit freeze, it’s important to understand what a credit freeze is, as well as the benefits and limitations.

 

IDShield Protection for you and your employees.

We have partnered with IDShield who uses Kroll to monitor and restore you identity if it is ever stolen.  Maxx Purchasing members save 10% on Identity Theft Protection plans.  Individual pay $8.95 per month and families pay only $18.95.  To learn more and get the discount you can go here or call our representative George Wilkinson at 801-205-5132.